jen,we have Direct Payments. It was a bit of a palaver to set up; the main delay is finding your own carer and getting them CRB checked. The bank account was a bit of a faff as well. However, now it all in place it is absolutely wonderful. We are in complete control of the funding we have been allocated and organise respite flexibly to suit ourselves and our son's carer. I wouldn't want it any other way.
For the record, we asked for a social services assessment August last year, had the assessment done in October, the funding was approved in November but it took till April this year to get everything organised. To be fair there was quite a delay simply because the person that we approached to be the carer got married in January, so she was somewhat preoccupied for a while
If you aren't scared by the prospect of a bit of admin work, then I would strongly recommend Direct Payments. Our council has an arrangement with a charity that supports disabled people and their carers with DP admin. So they organise all the payroll side of things and tell me how much I owe the Inland Revenue. It's called Rowan and a lot of authorities use them.
BK